الاسم متاح

They told me they was from PayPal fraud department and ask me do I have a debit card and the guy call me the n-word and threatened to kill me

Fraud. Called to ask me about my Amex card and wanted the expiration date. Told them if they were Amex they would have that information. Proceeds to argue with me. Fraudulent

wanting to known my credit card so they can lower payment even after they can't because I pay on time

not right off hand no

collection call